Prime Meridian Car Insurance South Africa

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Prime Meridian Car Insurance South Africa offers insurance for individuals who want to insure their personal and business cars.Benefits, features and charges are as follows.

CAR INSURANCE BENEFITS INCLUDE:

  • Cover for total loss through accidental write-off*.
  • Cover for total loss through natural fire and disaster.
  • Cover for theft and hijacking.
  • 3rd Party Vehicle Liability Protection up to R500,000 per incident.
  • No vehicle pre-inspection required.
  • Covers drivers from 19 years of age.
  • Covers vehicles up to 15 years old.

GUARANTEES:

  • Your premium will NEVER increase!
  • You will NEVER pay an excess!

OPTIONAL BENEFITS:

  • Accident Contribution Benefit – provides growing cover for smaller accidents.
  • 24 Hour Nationwide Roadside Assistance, Towing and Storage
  • Car Hire Reimbursement.
  • Windscreen Replacement
  • Dent & Scratch protection

YOUR PREMIUM IS DETERMINED BY YOUR VEHICLE’S VALUE

  • Your premium is simply calculated as a percentage of your vehicle’s value.

NO MATTER WHO YOU ARE, NO MATTER YOUR CIRCUMSTANCES

  • At PMD, we do not differentiate between any of our policy holders.
  • All of our premiums are calculated without taking into account:
    • Where you live
    • Your previous claims history
    • The colour of your vehicle
    • Your profession
    • Your vehicle’s propensity for theft
    • How much you earn
    • Your marital status
    • How long you have been insured

*Terms & Conditions apply. A full explanation of each optional benefit can be found in our downloadable car insurance product pack.
Please note that this is not a comprehensive car insurance plan.

APPLYING FOR COVER

When applying for the PRIME MOTORTHRIFT Plan, there are a few items of information you’ll need to provide:

  • Driver’s information
    • Name of each driver*
    • Driver’s licence number
    • Date of birth
  • Vehicle information
    • Year, make, model
    • Licence plate number
  • ID Number
  • Banking Details
  • 6 Photographs of your vehicle (as per the policy pack)

TO QUALIFY FOR THE PRIME MOTORTHRIFT PLAN:

  • You must be a South African citizen or have South African passport.
  • Your car’s trade value may not exceed R400 000.
  • Your car cannot be more than 15 years old.
  • Nominated drivers must have held a valid South African driver’s licence for more than 12 months.
  • Nominated drivers must be 19 years of age or older.
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