Car loan in UAE without down payment



Is it possible to get a car loan without down payment in UAE?

There are several companies in UAE which offer car loan without down payment. These loans are given to people who want to own cars but don’t have any cash to advance their dreams. In UAE most car loan companies require that you deposit down payment before they allow you to take a loan, but a few can allow you to take a loan without paying anything,,,these are the companies we are going to list below.


RAHEE GENERAL TRADING F.Z.E is one of the best companies to buy a car and at the same time get up to 100% car loan without down payment.

The car loan, dubbed COROLLA (ZERO DOWN PAYMENT CAR LOAN ) ,has the following features:

You will pay only monthly installment.
Ø 100 % finance available
Ø 2.25% p.a. starting profit rate
Ø No down payments
Ø First payment after 120 days (FIRST INSTALLMENT AFTER FOUR MONTHS”)
Ø Finance up to 60 month
Ø Insurance and service finance available
Ø Option to reduced installment through balloon payment.

……… Free package ………



*Minimum Salary required:3000/- AED!!!

*Loan offer for non-Listed companies also !!!

*No need to transfer salary from your bank!!!!

*Monthly Installments are Less than Monthly Car Rental!!!!!!!
REQUIREMENTS for Car Loan/Finance:

Ø Minimum salary AED: 3000/- Only
Ø Salary certificate.
Ø Passport Visa and ID copy.
ØThree month bank statement. ( Not Online )

Besides a car loan,you will be eligible to win GOLDEN OFFER WITH FREE BRAND NEW IPHONE 7 OR SAMSUNG S8 or 3000 cash amount.

  1. Dunia Finance Car Cash-in – Dunia Finance Car Cash-in is a car loan that enables the customer to avail loans of higher amount with no hassles. The customer doesn’t have to pay any down payment for the loan and the customer can also enjoy paying the loan in a flexible payment term of 60 months. The loan processing and documentation is quite simple and hassle free.
  2. ADIB Car Finance- Ijarah – ADIB car finance Ijarah offered by ADIB offers complete Takaful cover for the car along with extended warranty. There is no traffic registration fee charged on the car loan.



Looking to buy a Car with 0% down payment? Look no further, we have found just right Bank for you. Abu Dhabi Islamic Bank has introduced 100% car finance in the Car Loan segment in UAE. ADIB Car Ijarah is an independent contract made by a customer with the Bank, in this case for leasing the Car for a limited period post which customer can purchase the Car from Abu Dhabi Islamic Bank.

  1. The interest rate for Car Ijarah starts at just 3.99% p.a.
  2. The loan has a long loan tenure option up to 72 months. A longer tenure ensures lower EMIs for those customers who cannot afford to pay high installments. Loan tenure can vary between 12 months to 72 months.
  3. Customers can pay monthly Ijarah payments for the agreed tenor and purchase the car for AED 1,000 at the end of Ijarah*.
  4. There are many advantages of having the car owned by the bank. Customers can enjoy benefits like agency repair, extended warranty for the entire loan tenor and a discounted rate for insurance.
  5. Since the Car is on lease there will be no traffic registration fee.
  6. The Loan also covers full comprehensive takaful or insurance for the vehicle & service contract cost. Customers can enjoy discounted rates for insurance and service contracts, which are built in the loan amount and hence require no upfront payment.
  7. Processing fee for the loan is AED1,000 and that’s practically the only down payment you make for your new Car.